Aimee

The Future of Construction

As part of the government’s infrastructure programme, £650 billion worth of projects have been committed to by 2025. The objective is to create ‘safe, healthy, efficient buildings using the latest digital manufacturing techniques.’ Imagine better designed and constructed buildings that were built with integrated energy generation and storage, meaning most people had zero energy bills…

BRIDGING LOANS

A bridging loan is a short-term loan that is popular for individuals and businesses when they need to settle a transaction in a short time period, and have not had the time to arrange funding. Funding can be arranged against commercial or residential property or other assets with enough equity. Open-ended bridging products are ideal…

HOW SHOULD BREWERY BUSINESSES SOURCE FUNDS FOR GROWTH?

That’s the question many businesses are faced with during their business cycle. During the early years of a business’s life, the prospect of having debt and monthly repayments can often seem daunting. “Should I wait until I have money in the bank?” That’s the question small businesses often ask themselves. 1. If business is growing…

How to offer finance to your customers to increase revenue…

Offering finance to your customers is an effective way to sell more products and services especially if the financing option is affordable. To ensure your customers continue to see your business in a good light, finding the customer financing option with the best possible rates and flexibility is essential. Customer financing allows customers to enroll…

Advice for Farmers…

The Farmers Guardian reported that Defra has made a conscious decision to allow up to a quarter of the UK’s least efficient farms to go into liquidation following Brexit, raising concerns for the future of family farming. The British people are extremely proud of our locally produced food and traditional farming methods, recognising the contribution…

Refinance of Farm Equipment and Machinery

For farmers who are ‘cash-poor’ refinancing farm equipment or machinery could be a good option. This essentially means freeing up the cash value from assets already owned within a farm business and injecting much needed capital in other areas. This might sound like a risky option, however, if a farmer can access a good finance…

Farm Diversification

At the moment many farmers are engaged with only one or two types of agricultural enterprises, due to varying conditions and circumstances, entire businesses can stagnate. Especially with uncertainties around Brexit it’s impossible to secure a reliable and predictable income. In the meantime, all taxes, expenses and overheads need to be supported. Since there is…

Self Storage

Moorgate Agricultural Finance have seen a record number of farmers purchasing self-storage units (containers) to rent out. Why? Because it offers farmers the opportunity to develop a profitable business without the commitment of investing a lot of time and energy into managing the business. The self-storage sector has proven to be one of the, if…

Livestock Finance

Countryfile Live reported the devastating impact the falling price of milk is having on our dairy farmers. They suggested ‘the UK’s dairy farmers are in crisis, with as many as half of dairy farmers going out of business in the last 10 years.’ For some it means they are now getting only 25 pence-per-litre for…

A simple guide to financing your business

There are many different options to choose from when looking into financing your business. However, the choice you make will depend on your plans and the stage your business is at. The good news is that there are plenty of finance possibilities so it’s easy to find the best one to suit you.    …