When choosing to take out finance there are many different choices to consider. A finance lease and hire purchase are both options for financing assets over a fixed period. Both of these options vary in many ways, such as ownership of the asset, depreciation, rental payments and the tax impact. What is a lease? A…
At Moorgate Finance our main product is asset finance, but what is it? When a company chooses to expand their business it often requires the use of additional equipment. Farms may need to invest in more tractors, whilst distribution companies may need more delivery vehicles and IT companies might need more software and IT equipment….
When shipping containers are purchased in one full payment it’s an asset that can’t be put against capital allowances. This means the owner is not entitled to the full tax benefits at the end of the financial year, so can’t offset their profits from it. So instead of purchasing containers in one payment many people…
With just a week to go until Halloween we have put together a guide on how to make the perfect Toffee Apples. They only take 20 minutes to make and are great for Halloween parties. Ingredients: 8 red apples 300 grams of caster sugar 150ml water 2 tbsp golden syrup 1 tsp of lemon juice…
A bridging loan is a short-term loan that is popular for individuals and businesses when they need to settle a transaction in a short time period, and have not had the time to arrange funding. Funding can be arranged against commercial or residential property or other assets with enough equity. Open-ended bridging products are ideal…
Offering finance to your customers is an effective way to sell more products and services especially if the financing option is affordable. To ensure your customers continue to see your business in a good light, finding the customer financing option with the best possible rates and flexibility is essential. Customer financing allows customers to enroll…
Moorgate Agricultural Finance have seen a record number of farmers purchasing self-storage units (containers) to rent out. Why? Because it offers farmers the opportunity to develop a profitable business without the commitment of investing a lot of time and energy into managing the business. The self-storage sector has proven to be one of the, if…
Running a successful business of your own is something many people dream of. However, when starting up a business many people often have to walk before they can fly. The most common reason business start-ups fail is because they run out of money. We’ve listed 5 tips on how to manage cash flow to avoid…
Moorgate Finance will be sponsoring the Santa Dash fundraiser, hosted by Willen Hospice. The dash involves participants running or walking around Willen Lake, starting and finishing at the hospice. The Santa Dash will be taking place on Sunday 16th December. Willen Hospice provide care for people who need specialist palliative care, in Milton Keynes and the…
Moorgate Agricultural Finance has been nominated for a Rural Business Award. The nomination is for the ‘Best Rural Professional Services Business’ category in the midlands. The team are up against CPW Daniell, McCartney’s, Halls and CXCS. The agricultural sector has three brokers who have years of experience and agricultural knowledge. The experts have worked hard…